Preplanning a funeral allows an individual to make specific choices for a funeral service based on personal preferences. It ensures peace of mind, and relieves the individual's loved ones of a decision-making process at a stressful time. Preplanning also sets aside funeral funding so that the family will not have to deal with monetary considerations when a death occurs. Prepaying funeral costs can be financially beneficial by paying for a future funeral at today's costs.

~ SSI/Medicaid Funerals ~

"It was the judgment of Congress that persons should not have to choose between lifesaving welfare assistance and giving up their plan for the disposition of their bodily remains"

~ Spending Down for SSI/Medicaid ~

Prepaid funeral arrangements offer an applicant for financial assistance under SSI/Medicaid the opportunity to completely pay for the funeral of their choice before assets are used up for medical care and before their assets are reduced to SSI/Medicaid eligibility levels.
Effective January 1, 1997 - New York State law mandates that all contracts for prefunded funerals executed for applicants or for recipients of Medicaid be IRREVOCABLE.

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